Early Bird Vacation Planning

Strategies for Travelers Preparing for Warm Getaways

Kathryn Davis, CCE, President, and CEO of Valley First Credit Union


As winter fades, thoughts naturally drift toward sunnier horizons. Planning a spring or summer vacation isn’t just about where to go; it’s about how to turn travel into an investment in experiences. Here’s a guide to early vacation planning and saving strategies designed to make your next big trip not just memorable but also financially rewarding.

The Art of Early Planning
Choose Your Destination Wisely: Start by selecting destinations that might appreciate in value or are culturally rich, offering more than just relaxation. Think about places like European capitals, retreats in Asia, or relaxing island escapes. Early booking can often secure premium spots or deals, sometimes even before public sales.

Savings Strategies for the Travel Enthusiast 
Leverage Points and Miles: If you’re a frequent traveler, now’s the time to cash in on those loyalty points. Many travel programs offer exclusive deals or upgrades for points, especially out of season or for early bookings.

Use High-Yield Savings: If you’re saving up for the trip, consider placing your vacation fund in a high-yield savings account or a certificate of deposit (CD) to earn a little extra interest. Every bit helps, even if it’s just a psychological boost.

Booking and Budgeting Smartly
Flexible Booking Policies: Look for hotels and flights with flexible cancellation policies. This not only gives peace of mind but also the ability to pivot if better deals come up or if plans change.

All-Inclusive vs. DIY: Evaluate whether an all-inclusive package might suit your needs more, offering convenience and potentially cost savings, or if you prefer the flexibility of DIY, where you can tailor every aspect of your trip.

Insurance as Investment: Always invest in travel insurance, especially for big ticket trips. It’s not just about protection against cancellations or medical emergencies but can cover trip interruptions or lost luggage, ensuring your investment in travel remains intact.

Beyond the Basics: Experience Investment
Unique Experiences: Plan for experiences that you can’t normally buy. This might involve exclusive tours, private chef dinners, or access to cultural events. Early planning ensures availability and can sometimes secure you at less than peak pricing.

Sustainability and Giving Back: Consider how your trip can contribute positively. Whether it’s choosing eco-friendly resorts, engaging in conservation activities, or supporting local communities through travel, these gestures add value to your vacation and can sometimes offer tax benefits or community recognition.

For travel lovers, early planning isn’t just about saving money; it’s about crafting an experience that’s as restorative as it is memorable. By thinking ahead, leveraging financial tools, and choosing experiences over mere commodities, you can turn your vacation into an investment in family time, cultural enrichment, and personal growth. This spring or summer, let your trip be the highlight of your year, not just financially but in memories and stories to tell for years to come.