About the Business: Healthy Coverage for Life, founded by Kristi Gorinas, is a boutique insurance agency dedicated to customizing benefit plans tailored to meet the unique needs of families and businesses. Guided by integrity, Kristi ensures that the focus of Healthy Coverage for Life is always on the client. Whether you're an individual, a small business owner, or a large corporation, the agency blends a private, nationwide network with a down-to-earth approach to find the right insurance solution that aligns with your goals.

The Inspiration Behind the Business: Kristi Gorinas started Healthy Coverage for Life after her husband lost his corporate job in 2018, which left their family of eight facing the high costs of COBRA insurance. After discovering a more affordable private insurance option through an agent, Kristi, with over 25 years of experience in HR and benefits, realized she could help other families and businesses find similar valuable alternatives. Despite launching her independent insurance career during the challenging onset of COVID-19, Kristi quickly became the top agent in the country for her organization. Today, she continues to excel in offering clients insurance options that best fit their health needs and budgets.

A Journey of Growth and Success: With a background in Business Management, HR, and Economics, and now with 30 years of experience in both the corporate and private sectors, Kristi is also a Certified Retirement Advisor and Annuity Agent. Over the past five years, Healthy Coverage for Life has grown steadily, supported by a small but dedicated team of three employees. What sets Kristi and her agency apart is her unique perspective as both a small business owner and a member of a large family. This allows her to approach each client's health care needs as a true partner.

A Personalized Approach: One of the most fulfilling aspects of running Healthy Coverage for Life for Kristi is the opportunity to educate and advise clients about the healthcare system and the intricacies of insurance billing. The agency doesn't just sell policies; it builds lasting partnerships with clients, ensuring they get the most out of their benefits. Whether that means continuing with a current plan, applying for free insurance through the state or marketplace, or switching to a different provider, Kristi's goal is always to offer the right plan, even if it isn't with Healthy Coverage for Life.

Expert Advice for the Community: Kristi advises residents to annually compare their health and life insurance plans with what's available in the private industry and on healthcare.gov. Health insurance, much like auto insurance, changes yearly in terms of cost, coverage, and networks. Group plans offered by companies can often be more expensive because they spread the cost across a group. In contrast, Healthy Coverage for Life offers individualized and customized plans that focus on your specific needs, potentially saving you money while ensuring you receive the best care.

Roots and Community Involvement: Kristi grew up in South Dakota, in a small town of about 12,000 people, where her parents were both teachers and coaches. After graduating from Mankato State University in Minnesota, she began her HR career by opening Target Stores across the Midwest, eventually relocating to Wisconsin, Nebraska, and Illinois before settling in Georgia in 2002 due to her husband's career in radio with iHeartRadio. Beyond her professional work, Kristi is actively involved in her community, offering job search assistance at St. Monica's Church in Duluth through the Career Cafe, where she counsels job seekers, reviews resumes, and provides networking guidance.

More About Kristi: An inventor at heart, Kristi's passion lies in product development. Her first invention, the "Go With Me" line of baby products, was licensed and sold to Baby Delight. Currently, she is working with Procter & Gamble to launch an exciting household product while continuing to develop and license several other consumer items, including a wearable self-defense product available at Defendables.com.

A Glimpse into Family Life: Kristi's family includes five daughters and one special needs grandson, whom they have raised since birth. Their names and ages are Chloe (26), Ava (24), Vienna (21, married), Noelle (17, dual-enrolled at Georgia Gwinnett College), and Gianna (14, attending Hebron Christian Academy). The family also has two beloved pets: Sebastian, a MultiPom, and Dolly, a full Pom.

Connect with Healthy Coverage for Life: For more information about Healthy Coverage for Life and to stay updated, visit their Facebook page at Healthy Coverage for Life and their Instagram page at @HealthyCoverageForLife.