When it comes to managing finances, finding a financial planner who not only understands your goals but genuinely cares about your well-being is an invaluable asset. In this spotlight review, we shine a light on a financial professional who goes above and beyond to prioritize the best interests of his clients. His unwavering commitment to delivering value for his clients sets his company apart and can make them an exceptional partner on the journey to financial success.

With someone there to help you create a detailed plan and explain how your hard-earned money can create the lifestyle you want, helps reduce the anxiety of making all the right decisions for your family or business.  Enter Jim Garrity, AAMS®, an LPL financial planner and owner of Thrive Financial Advisors. 

Experience and Expertise 

 “The foundation of my business has been financial planning since entering the industry in 2001,” explains Jim.  He analyzes a client’s income, expenses, taxes, estate plan, and delivers manageable solutions. What distinguishes him is his profound commitment to understanding each client’s unique needs, values, passions, and life aspirations to develop a customized roadmap that reflects their entire lifestyle. “Through attentive listening and in-depth discussions, I ensure a comprehensive understanding of our client’s financial goals, dreams, and challenges. This personalized approach lays the foundation for tailored strategies that align with our clients’ objectives. Not only for today, but also throughout retirement,” explains Jim. “I believe that financial planning extends far beyond numbers and investments. I like to take a holistic approach, considering not only your monetary goals but also your overall well-being.” Jim understands that true financial success is rooted in a balance of personal and financial fulfillment.

A Collaborative Team

Jim works beside his administrative assistant, Lori Roy and financial planning partner Diane Hinckley, CFP who both share the same principles and values of ensuring their clients well-being. Lori has enjoyed the passion for over 20 years. “I enjoy getting to know clients on a more a personal level (like a second family) and taking care of their needs quickly so they can get back to living life,” explains Lori. Recently, their office moved to a new building, which was completely updated and renovated and is a site to see. It’s located at 2553 1st Ave N. St. Petersburg. You’re welcome to stop by anytime. 

Sensible Solutions 

Jim assists his clients with investments, college planning, estate planning, and retirement planning. He is passionate about helping people manage their financial goals, and he takes pride in seeing his clients make well-thought-out decisions based on their financial numbers. By fostering an ongoing partnership, he is able to adapt and refine his strategies as clients’ needs evolve over time. His commitment to being a qualified professional advisor so that his clients always have a reliable resource by their side, no matter what life brings. 

Jim believes that retirement should be a time to enjoy life and not to stress over money, so he educates his clients on smart ways to use their savings on what they love, such as traveling or making memories. Jim recommends that everyone get a thorough examination of their financial situation before making any financial decisions. Sometimes these choices can affect other things, like a spiderweb, so it’s important to consider all factors, such as your budget, taxes, debt management, future expenses, children, etc. 

An analytical individual, Jim listens carefully and spends the needed time with his clients to ensure they are making the right financial decisions. Jim's focus is on doing the right thing for his clients, each and every time.

A Family Man

In his personal life, Jim enjoys spending time with his wife Ali, an elementary school teacher. They are blessed with two children, Ethan (5) and Harper (2). “Ethan is a funny guy,” says Jim. “He loves to laugh and make his sister laugh.” As for Harper, she is a “very beautiful and determined young lady.” She loves music and is often seen dancing, sometimes even when there is no music playing,. “I am very blessed that I have two kids who truly love each other and look out for each other,” reflects Jim. “That’s all I can ask for in my kids. That they’re good people and kind-hearted citizens in the world.”

Jim likes taking his son to play baseball and serves as an assistant coach. Jim also enjoys spending time with his daughter, taking bike rides, going to the park, and building sandcastles at the beach.

Jim is also committed to the community. His commitment to volunteering demonstrates his belief in the power of individuals to effect meaningful transformation. He recognizes that every act of kindness, no matter how small, can have a ripple effect that brings about long-lasting benefits to individuals and the community as a whole. He shares his time by part of the Kiwanis Seminole breakfast club and is also on the finance committee with Daystar Life Center located in downtown St. Pete. 

Making An Impact

As a Financial Professional, Jim looks to stand out by measuring value in terms that extend far beyond monetary rewards. He measures success not just by the growth of his clients' portfolios, but also by the positive impact he and his team make in their clients' lives. His commitment to the well-being and happiness of his clients makes him a dependable financial Professional. 

Jim Garrity, AAMS®           

2553 1st Ave N.                                                                      

St. Petersburg, FL 33713                                                                             

727-346-9500                                                                                                  

“Securities and Advisory Services offered through LPL Financial, a Registered Investment Advisor. Member FINRA/SIPC; Thrive Financial Advisors and LPL Financial are separate entities.”